JohanScholtz

I have been working as an accountant and in a commercial bank for the last 15 years. During my career I have been exposed to various industries and have built up a good understanding of these industries. My Business English vocabulary is also very good due to my exposure to the mentioned industries. I enjoy teaching English as this provides me the opportunity to make a difference in the lives of people and help them to achieve their career goals. My approach is to identify the area of interest for the student and base the lesson and questions around this.

过去 15 年来，我一直担任会计，并在一家商业银行工作。在我的职业生涯中，我接触过各种行业，并对这些行业有了很好的了解。由于我接触过上述行业，我的商务英语词汇量也很好。我喜欢教英语，因为这为我提供了改变人们生活并帮助他们实现职业目标的机会。我的方法是确定学生感兴趣的领域，并以此为基础安排课程和问题。

2005 TO 2007
University of the Free State
Baccalaureus in Accounting


1. Education First

a) Online Teacher - July 2023 to Current
I taught one on one and group classes to adult students. The lessons were prepared by the company.

2. Carrot Global

a) Online Teacher – October 2023 to Current
I taught one on one classes to adult students. The lessons were prepared by the company.

3. Nedbank Ltd (Commercial Bank)

a) Business Manager 2011 to 2018
To create and increase revenue from new and existing clients to achieve the banks strategic objectives and create shareholder value.

b) Credit Risk Manager 2019 to 2021
Manage reports through early actioning of exceptions.
Guide and support internal stakeholders through formal or informal knowledge sharing.
Make correct credit decisions on a consistent basis first time round by complying to service level agreements.

4. First National Bank (Commercial Bank)

a) Senior Credit Manager
Approve or recommend counterparty exposure across multiple products.
Responsible application of allocated Judgmental Credit mandate.

2005 年至 2007 年
自由州大学
会计学士学位


1. 英孚教育

a) 在线教师 - 2023 年 7 月至今
我为成人学生教授一对一和小组课程。课程由公司准备。

2. Carrot Global

a) 在线教师 – 2023 年 10 月至今
我为成人学生教授一对一课程。课程由公司准备。

3. 南非莱利银行有限公司 (商业银行)

a) 业务经理 2011 年至 2018 年
从新老客户那里创造和增加收入，以实现银行的战略目标并创造股东价值。

b) 信贷风险经理 2019 年至 2021 年
通过及早处理异常来管理报告。
通过正式或非正式的知识共享来指导和支持内部利益相关者。
通过遵守服务水平协议，第一次就始终如一地做出正确的信贷决策。

4. 第一国民银行（商业银行）

a) 高级信贷经理
批准或推荐跨多种产品的交易对手风险敞口。
负责任地应用分配的判断信贷授权。